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Is Human 401k Advice More Expensive Than Robo Advice? You Might Be Surprised

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A new development in the small business 401k industry is the “robo” 401k provider. These providers use a computer algorithm, instead of a flesh and blood financial advisor, to construct investment portfolios for 401k participants. They claim technology is a less expensive alternative to human advice.

I disagree.

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Check out the free IRS webcast, Properly Defining Retirement Plan Compensation, to learn about identifying which definition of compensation may be used for each plan purpose and common plan failures involving compensation.
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September 30

Deadline for distributing Summary Annual Report (SAR) to participants, provided deadline for Form 5500 was not extended (later of nine months after close of plan year or two months after due date for Form 5500).

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